Mortgage Blog

Working For You, NOT The Banks!

Category: Consolidating Debt (4 posts)

In the market for a car, understand Negative Equity

In the market for a car, understand Negative Equity

February 5, 2019 | Posted by: Mike Garganis

For most, its the second largest purchase and I feel this article is important when discussing finances. Vehicles that would have been completely unaffordable two decades ago are now financially acce ... [read more]

Why would you want to diversify debt?

Why would you want to diversify debt?

February 1, 2017 | Posted by: Mike Garganis

Attention:  Bankers, close your ears.. we don’t want you to hear this.  Credit card balances, lines of credit, car loan, student loan, home reno loan, personal loan..   If you hav ... [read more]

Alternatives to Bankruptcy

Alternatives to Bankruptcy

September 27, 2013 | Posted by: Mike Garganis

Filing for personal bankruptcy still carries a powerful stigma in this country. Mere mention of the word conjures up images of deadbeats — irresponsible consumers who couldn't be bothe ... [read more]

Maximizing Cash Flow

Maximizing Cash Flow

June 19, 2012 | Posted by: Mike Garganis

Perhaps too much debt has made your monthly cash flow tight, putting you under some financial pressure and making it almost impossible to save for retirement. With the right plan in place, it may be ... [read more]

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Mike Garganis
Mike Garganis
Mortgage Agent
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